If you are unhappy in your marriage, it is likely that you have been considering divorce for some time. You may have decided not to discuss your plans to file for divorce with your spouse because you want to buy yourself time to prepare.
It is important that you do not file for a divorce until you understand how the law dictates your rights, and that you understand how to protect yourself and your assets. The following is an overview of three ways you can protect yourself before filing for divorce.
Save up liquid funds in a personal bank account
When your spouse learns that you are filing for divorce, things can get out of control, fast. You may have to move out of the family home immediately, requiring you to have the cash to pay for temporary accommodation or a deposit on a rental. Therefore, you should make sure that you have an adequate amount of funds saved in a bank account that is in your name only.
Evaluate joint bank accounts and credit cards
If you and your spouse have joint bank accounts and credit cards, this could pose a huge problem if you file for a divorce unexpectedly. If your spouse is angry or ruthless, they could remove all funds from these accounts, leaving you with no liquid assets. You have several options: You could choose to do nothing, act fair and take half of the money, or act in your own interests and take all of the money.
Use a journal
If you are anticipating a highly contested divorce, it is a good idea to start keeping a journal. Note down interactions that your divorcing spouse and you have had, including promises or threats made. This could help you later in the divorce courts.
If you are in an unhappy marriage and want to protect yourself in the process of divorce, make sure that you take early action to establish a divorce strategy.